At Lexus of Stevens Creek, we're here to help you with all your financing needs. Whether you're looking to buy new, buy used, or lease, we can help you get an auto loan that meets your budget and needs. If you've found a vehicle you're interested in after browsing our inventory, our finance team is ready to help you with the next steps.

Lexus of Stevens Creek Financing Experts

Our finance team of professional finance experts has the experience and know-how to answer all your finance-related questions. Our approval process is fast, and our rates are extremely competitive. This is because we work directly with the manufacturer and local California banks to secure the very best deals for our customers. Our knowledgeable team members can also talk to you about some of our many finance programs. They can connect you with the best resources and offerings to ensure you get the best deal possible.

Applying for Financing Online

We offer online financing options to help you apply for credit easily and quickly. Online, you can select the vehicle you're interested in to see the different offerings available for the vehicle you want. Choose from different options to find a financing plan that suits your budget and needs.

We can use your preferences, along with information about your residential history and employment details, to get you pre-approved for a loan right away. Our online program reviews applications in as little as sixty seconds, helping to save you time. The next steps are simple, and we're here to walk you through the process. The online process is extremely confidential and secure, and we value our customer's privacy.

Applying for Financing at Our Dealership

If you choose to apply for financing in the dealership rather than online, our finance team can work with you to answer your questions and collect the information they need to get you approved fast. Together, you can explore special financing options and learn about our various offerings for our customers. We have lots of great options for our customers who are building or rebuilding their credit and can find solutions to meet your needs no matter your score. Our experts can talk to you about the best loan package for you.

Should I buy or lease?

Deciding whether to buy or lease your vehicle can depend on factors like how often you drive your car, how much you plan to spend each month, and how long you intend to own your vehicle. You can take our helpful quiz to learn which option is best for you. Whether you decide to buy or lease, we have lots of great vehicle offerings to choose from. 

Leasing options can be a great choice if you're someone who likes to drive newer vehicles often. Because leases only last for a short while, you can ensure you're driving the latest and greatest of our offerings. Buying a car can be a larger commitment, but it's a great choice if you plan to own your vehicle for a long time to come.

Why Choose Lexus of Stevens Creek

There are many reasons to choose Lexus of Stevens Creek for your financing needs. Here are some benefits of getting an auto loan with us:

Customer Service

We pride ourselves on the customer service we offer our customers. At our finance center, and when interacting with all our team members, you can expect to receive the best in customer service and attention. We'll listen to what you're looking for and ensure you feel comfortable and taken care of every step of the process.

Customizable Programs

We have lots of programs to suit a diverse range of customers. Take our College Grad Program, for example, where we help soon-to-graduate or recently graduated students find the perfect deal when buying their dream car. Working with local and national banks also gives us leeway to offer competitive pricing and flexible credit options to our customers. If you're worried about your credit score, come talk to us. We're sure we can find a solution that works great for your specific budget needs.

Availability

Browse our selection of new and pre-owned vehicles to find the best vehicle choice for you. Our availability means you can finance exactly the car you're looking for. Our certified pre-owned vehicles go through top-tier inspections to ensure their quality and reliability. Whether you buy new or used, know you're getting an exceptional value. We have special financing available for whatever you're looking for and leasing options for interested customers, too.

Quality

Lexus vehicles are known for their reliability, sophistication, and luxury. With our financing packages, you can get a great deal on an exceptional vehicle. All our offerings, both new or used, represent the quality you've come to associate with the Lexus brand. We offer extended warranty and protection programs for all our vehicles, regardless of make, too. Our used and new vehicle offerings go through the same level of inspection. This helps us share comprehensive reports on vehicle history and details, so you know exactly what you're buying when you finance your vehicle through us.

Special Financing Programs

At Lexus of Stevens Creek, we want to make it easy for you to get driving today. That's why we make the financing process quick and painless. Our experts have created great customer resources like online applications and quizzes so you can worry about what's most important, finding a car you love. Check in often to see our seasonal financing offerings and special programs. A member of our finance team would love to tell you about select promotions and programs for qualifying customers.

If you're ready to find your dream car, discover our vast inventory. Our flexible and convenient offerings mean you can start driving a car you love right away. Whether you fill out your credit application online or in-store, we're here to help. Be sure to let a member of the finance team know what you need to make your dream of owning a great vehicle a reality. Contact us to learn more about our great deals, credit processes, and inventory.